Some people dream of exploring new places, while others want to spend more quality time with their family or enjoy hobbies they've always loved. No matter what your retirement goals are, one thing is clear: no one hopes for more anxiety, stress, or uncertainty during this phase of life.
The reality is, most of us want the exact opposite—more joy and less worry. In today’s economic landscape, many retirement dreams depend on financial security. While money isn’t everything, it’s often the key to achieving the freedom and opportunities we envision. Without it, the ability to travel or enjoy family time could slip away and for many retirement itself may not even be a feasible option.
That’s why it’s critical to protect the savings you've spent your career building. When the market dips, it’s not just your portfolio that takes a hit—it’s your confidence and sense of stability. If your savings diminish, your retirement freedom may go with it. And without that security, both your dignity and the chance to leave a financial legacy for your family could be at risk.
For this reason, we recommend securing part of your nest egg to cover essential retirement expenses. Doing so ensures you’ll have a steady, guaranteed income stream to replace your paycheck. This strategy offers peace of mind, knowing that your retirement is protected from market fluctuations or economic downturns. With this security, you can face retirement with confidence, reduce stress, and improve your overall financial future, leaving a lasting legacy for your loved ones.
Our Retirement Income Calculator is a user-friendly tool designed to help you project your guaranteed retirement income.