Short Term Medical

Short-term health insurance is a type of temporary health coverage designed to fill gaps in traditional health insurance plans. It typically provides coverage for a limited period, ranging from a few months to a year. This type of insurance is often used by people who are in transition, such as those between jobs, waiting for other coverage to begin, or recent graduates who are no longer covered under their parents’ plans.

1. Temporary Coverage: It provides immediate coverage when you need it most, ensuring you’re protected during periods without long-term insurance.

2. Flexibility: You can choose the length of the policy, which is helpful if you know exactly how long you’ll need coverage.

3. Quick Enrollment: Enrollment in a short-term health insurance plan is generally fast and straightforward, making it a convenient option for those who need coverage quickly.

1. Affordable Premiums: These plans often have lower premiums than standard health insurance, making them a cost-effective option for short-term needs.

2. Broad Access to Providers: Many short-term plans allow you to visit a wide range of healthcare providers, offering flexibility in choosing your doctor or hospital.

3. Customizable Coverage: You can tailor your plan to meet your specific needs, choosing the level of coverage that best suits your situation.

4. Immediate Protection: Coverage can begin as soon as the next day after applying, offering peace of mind that you won’t be without insurance.

However, it’s important to note that short-term health insurance typically offers limited coverage compared to long-term plans. It may not cover pre-existing conditions, preventive care, or other essential health benefits required by the Affordable Care Act (ACA). Therefore, it’s best suited for those who are generally healthy and need temporary protection.  We strive to exceed expectations and build lasting relationships with our clients. Our dedication to excellence is what sets us apart from the competition.