Special Needs individual life insurance and whole life insurance

Protect Your Loved Ones with Our Special Needs Care Underwriting Program

Life is full of unexpected challenges, and caring for a loved one with special needs is a responsibility that requires thoughtful planning. We understand this, and we’re here to help bring protection to your community with our Special Needs Care Underwriting Program.

Our program offers whole life insurance with $25,000 in coverage. Whole life policies are a great option because they provide lifelong protection, and unlike term life policies, they build cash value over time. This means that while your loved one is covered, the policy can also serve as a financial resource for future needs.

One of the best features of this policy is the 15-pay plan. This means you only need to make premium payments for 15 years, after which the policy is fully paid. No additional premiums are required after that, but the coverage remains in place for the rest of your loved one’s life. It’s a great way to ensure peace of mind without the burden of lifelong payments. Whole life insurance is a great option for people wanting coverage for their loved ones searching for individual life insurance options. 

Our whole life insurance program is designed with inclusivity in mind, specifically covering diagnoses such as autism, Down syndrome, and cerebral palsy. This makes it accessible for many families in need of individual life insurance with long-term protection for their loved ones with special needs.

This policy is available across 49 states, allowing families nationwide to take advantage of the program. Wherever you are, we are ready to provide your family with the protection it deserves.

The flexibility of this policy is another key advantage. Parents, grandparents, or anyone else with an insurable interest in the individual can be the owner or beneficiary of the policy. This allows you to tailor the plan to meet your family’s unique needs.

With whole life insurance coverage, you can get the peace of mind that your loved one is protected in the case of an unforeseen event. Life is unpredictable, but with proper planning, you can ensure that your loved one is financially secure even when you can’t be there to care for them.

We believe in giving you all the information you need to make the best decision for your family. That’s why we offer a no-obligation consultation. Speak with one of our experts, ask questions, and find out how this policy can work for your loved one.

Protect your family’s future with a life insurance plan designed to meet your specific needs. Contact us today for a free consultation and learn more about how our Special Needs Care Underwriting Program can provide lasting security for your loved ones.